economics24.com

August 31, 2008

how to start a business networking with different vendors.I would like to connect these vendors to a business?

Business
debra l asked:


I plan to work as a business person who finds different vendors for this business. Is this profitable? Is this a good plan?Do I meet first with the business with my idea, or do I start with the vendors first , or do I start my own webpage and have the vendors as part of that first?

Financing Your Small Business

Finance
Tony Jacowski asked:


If there were only two reasons for a business to fail they would be poor financing and poor management or planning. You can’t over-emphasize the importance of financing your business. Financing the business is not a one time activity as some might think. It is necessary whenever the need arises such as when expanding, modernizing etc. At this stage you need to understand the importance of exercising extreme caution and plan the utilization of capital. A wrong decision here can haunt your for the life of your business.
Are You Sure You Want To Raise External Funds?
For start-ups, it’s understandable that you need to raise capital through loans. But what about expansions and upgrades? Make sure that external financing is an absolute must before you apply. It is critical that you organize your finances at transitional stages but only after you make sure that you can’t do it yourself, either permanently or for some time. Equally important are the criteria of risk, the cost of not financing and how well it contributes to specific and overall goals of the company.
FINANCING TYPES
Equity Financing: Equity financing involves selling off of your shares (mostly partially) in return for cash and giving away that portion of ownership and rights to profits. Equity financing can be sought from private investors or venture capitalists. This brings about proper capitalization opening access to debt financing. Equity finance doesn’t need to be returned like loans unless your partner wants to withdraw.
Debt Financing: Debt financing is loan financing against some kind of guarantee of repayment. The guarantee can be collateral, a personal guarantee or a promise. Lenders restrict the use of debt finance to inventory, equipment or real estate. You need to properly structure the debt and the rule of thumb for doing so is giving long term debt for fixed asset loans and short term for working capital. The reason is that fixed assets generate cash flow over their lifetimes and have the benefit of lower interest rates as opposed to working capital loans.
Sources of Finance:
You can choose finance sources depending on your circumstances and the amount required.
1. Family and Friends: Small and short-term working capital requirements can be financed quickly through your own resources or through family and friends. The benefit here is the absence of the interest component (mostly.) This method of raising finances is handy even in early stages of business. You should be mindful, though, that disputes over money are the main reason that close relationships turn sour.
2. US Small Business Administration: This is the most prominent source for debt financing. The SBA doesn’t lend money directly but organizes and guarantees loans through various lenders and sources under its umbrella. Local governments, banks, private lenders, etc. disburse loans immediately to businesses approved by the SBA. SBA loans are available for various business purposes and at the lowest interest rates available.
3. Venture capital: Raising venture capital is organizing financing through selling shares whose value equals the finance you require. Essentially this means selling a portion of the ownership and control rights. It is essential that a proper valuation of your business’s worth is made before the deal is done.
Financing a business shouldn’t be hard provided you have established your credentials as a good manager, have collateral/assets, a convincing cash flow statement, genuine need, a proven track record, good credit history and a robust plan. This should not just save your business from collapsing but also allows it to grow and succeed.

August 30, 2008

5 Action-Ideas To Manage Your Personal Finance

Personal Finance
Joseph Then asked:


It’s unbelievable that schools does not teach us everything that we have to know but left out one important subject, that is Personal Finance Management. No wonder we see rising cases of people with bad debts and bad credit.
Here are 5 ideas to better manage your personal finance.
Build a savings account
Your money is something that you work very hard for. If you want to build a savings account for yourself, and for your family, you can do it – but perhaps a little slower than you might like. You can get started by saving all the change you get from shopping at the grocery store, from the gas station and from anywhere else you might go. Putting all this change into a container, you can then fill the container, day by day. As the container is full, roll the coins and deposit this money into your new savings account. You might be surprised, but in just two weeks it is possible you saved twenty dollars, or even one hundred dollars. Your savings account will grow, and you will be managing your money at the same time!
Paying bills on time
Paying your bills on time is going to be a something you need to make a habit for your entire life. Your credit report, your credit rating and your personal credit worthiness is going to depend on how often you are on time when paying your bills. Paying your bills on time is important for a solid financial future. As you pay bills on time, you are less likely to pay higher interest rates, you are not going to pay late fees, and you will build a good credit rating at the same time. To pay your bills on time, all the time, use a system that will have all your bills put into a pile in the same place. Put the bills that are due first on the top of the pile. Put the bills that are due at the end of the month in the bottom of the pile. Look at the pile every day, or at very least every other day. When you have the money, pay the bill on the top of the pile and work your way through all the bills for the month, and then you can start on the bills for next month!
Building good credit
To build good credit you want to pay your bills on time, and avoid paying those higher interest rates. If you have good credit, you want to keep it. What some people do not realize is that you can hurt your credit if you are moving often. Moving every month, moving every year, and moving more than needed it going to lower your credit score. If you live in the same house, the same apartment for over five years this is going to help your credit. Avoid moving when possible. Get a copy of your credit report; review the addresses that are listed for you. Remove addresses that are not applicable to where you have lived in the past.
Use coupons and save money
If you are not using coupons now, you should be. With the price of everything going up, and up, you need to learn to make your money ‘go further’. To make your money last longer, and to get more for your money seek out coupons for the goods and services that you always purchase. The secret to using coupons is this: don’t use, clip or keep coupons for items that you don’t usually use in your home. Coupons are enticing to get you to try other items, and sometimes can cost you even more money. Clip coupons from the Sunday paper, from the Internet online coupon sites, and look for coupons on the products you already purchase. This is going to give you the best savings possible, stretching out the money you have, and that you want to make last much longer for your household budget.
Money management involves working for a living
Money management is a budgetary thing, meaning you need to know how much money you have, and how much money you can spend. If you are spending more money than you are earning, you are most likely relying on your credit cards just way too much. If you are relying on your credit cards, your payments are going up and you will never pay off those credit cards. Money management involves your earning money, and spending the money you earn, and not more than that. If you need more money in your home budget, you can do a few things: get a new job with better pay, ask for a raise, get a second job, or build a business of your own. Relying on others for handouts, making minimums payments on credit cards you can’t afford, and living beyond your means is only going to come back to cause you trouble later in life.

August 29, 2008

Proper Personal Finance Management

Personal Finance
A Bohart asked:


Rising consumerism and easy access to credit has given rise to overspending, even by an average income earner. The result has been an increasing number of people caught in a growing debt burden. The problem is worsened simply because most people care very little about managing their finances, or about proper personal finance management. The fact is, you’d get more benefits if you take your personal financial management seriously. Here are some ideas which could help you

Wisely Use Credit Cards

Credit cards are the most popular method of getting credit. They are easier to secure, and easier to make use of – just select an item, carry it to the cashier and swipe your card. Not needing to carry cash around encourages many people to simply swipe their cards on the ever-present credit card terminals, not realizing or not caring that everything ultimately goes on their tab. Please remember that the more you swipe your card, the more debt you are building up.

Proper financial management means taking precautions so one can minimize credit card debts. For one, use your credit card only when there is no other alternative. Two, spend on your credit card only the amount of money you have to spend. Bear in mind, the credit card company will start charging penalties if you are not able to settle your dues on time – which will only add to your debts and will worsen your problem.

When applying for a credit card, shop around first. Look for the company that charges the most favorable interest rate. Keep in mind that paying a low interest rate means saving some money for other expenses.

Consider Debit Cards

Another approach is to avail of debit – not credit – cards. The advantage here is that your spending is limited by the amount you have in your account. As such, debit cards have inbuilt protection against overspending and the ensuing loss of financial control.

Go with Secured Personal Loans

Personal loans are another source of finance. Personal loans will make you financially stronger and more secure – if you use the loan constructively, that is. If you are taking out a personal loan just so you can spend some more money you don’t have, taking out a personal loan is just going to speed up your financial decline.

If you decide on this approach, your priority should be minimizing loan costs as much as possible. As such, you should avail of personal loans that charge the most favorable rates of interest so you can save up on interest charges that will only add to your indebtedness.

When taking out a personal loan, opt for the secured personal loan – that which puts up any of your properties as collateral. With a secured or collateralized loan, lenders will be more willing to lower their interest rates and offer you a more favorable payment schedule.

Save First

To have more financial control, you need to exchange your habit of expenditure for a habit of saving. If you save enough money, you won’t need to take out a loan or a credit card for sudden and unexpected expenses. You can just use your own savings and as such, you’re not going to have to pay interest.

Wise financial management encompasses spending only on what’s necessary and what’s within budget. Never borrow money so you can spend more. This will never work and you will be just digging your financial grave when you do this.

August 21, 2008

South American Educators Meet to Redefine Their Sociopolitical Role

Education
Mba Mbulu asked:


South American Educators Meet to Redefine Their SocioPolitical Role

Soon, teachers and educators across Latin America and Spain will be attending the Fifth Ibero-American Conference of Teachers, Educators and Researchers ((Quinto Encuentro IberoAmericano de Colectivas y Redes de Maestros que Hacen Investigacion e Innovacion Desde Su Escuela y Comunidad). One of their objectives is to make teachers and educators authors of and protagonists for the emancipation of the educational process. The hope is that teachers can expand their influence beyond the limits of their school rooms; that they can mobilize and organize to the extent that a pedagogy of emancipation can spread beyond school walls and influence the socio-educational and political realms.

Participating in this year’s event will be representatives from Argentina, Spain, Colombia, Mexico, Venezuela, and Brasil. Representatives and teachers from Bolivia, Chile, Cuba, Ecuador and Nicaragua are also expected to attend and participate. The Venezuelan chapter will host the event this year. Its National Coordinator is Professor Mirna Sojo Sojo. She will be assisted by Maritza Lopez, Arturo Perez and a host of other dedicated and forward thinking educators.

While discussing the conference with Professor Sojo and when perusing the informational materials that have been distributed, the theme of emancipating the educational process is a recurring one. But emancipating it from what, some might ask? Could the answer be status quo governments? Many in the United States are convinced that the educational process is not geared toward developing people but controlling them and preparing them to perform tasks that serve the interests of government and big business. Apparently this train of thought is prevalent in other countries as well. Could it be that progressive educators in the United States can look to educators in South America for a measure of guidance?

The aims of the conference include deepening the interchange of experiences among teachers from the participating countries, strengthening the learning experience and teaching techniques, recognizing the teaching experiences that promote forms of organization, articulating proposals that perpetuate the production and sharing of knowledge between teachers and communities, recognizing the educational experiences that spring from the communities and empowering the conference’s mobilization movement within the participating countries.

The central themes that will be covered during the conference are various but interrelated. They include:

(1) Exploration of what goes into making a teacher or educator. Taken into consideration are the teacher’s personal, practical and preparatory experiences, and how they influence his or her ability to relate to and interact with those who are being taught;

(2) Exploration of practical and innovative teaching methods. The construction and development of curricula take front stage during this segment;

(3) Exploration of political projects that focus on what actions teachers can take to emancipate the formal educational process. How can teachers harness their power so that formal education is made more responsive to the needs of individuals within a community as opposed to the needs of governments and corporations? What can teachers do to facilitate the incorporation of multiculturalism, ethnic experiences, multiple languages and other such factors that tend to be neglected or trivialized by status quo educators and administrators;

(4) Exploration of emerging educational techniques and experiences; and

(5) Exploration of scientific and occupational initiatives.

The conference, which is held every two years, will begin on July 13, 2008 and continue until July 20. The organizers have separated Venezuela into fifty expeditionary school district routes. For the first four days, each participant will stay in one of these districts. Each district will accommodate between 15 and 25 participants, who will be able to meet with teachers and members of the community, interchange ideas and objectives and discover how to make community objectives a more integral part of the education process. Participants from other countries will thereby have the opportunity to actually experience what teachers and community members experience and emancipate the educational process by augmenting the role and relevance of community priorities. Attendees will spend the final three days in or near Caracas, attending workshops and meetings that bring most of the participants together.

In the words of Professor Sojo, “As a consequence of this conference, we want to produce a document that makes a strong case for an educational alternative free of neoliberal and capitalist influences. A high quality, free education that is beneficial to our communities can be provided.”

The Fifth Ibero-American Conference of Teachers and Researchers is open to participation by non Spanish speaking educators, and translators are in place to accommodate them. For more information google keyword redcires.

Curricular Changes in Teacher Education

Education
naraginti amareswaran asked:


 
Curricular Changes in Teacher Education
 
 
India is a developing country. We have thousand years of Tradition and Culture. Different types of people are living in India. In olden days the educational institutions were called as ‘Ashramam’ and teacher was called as ‘Guru’. Guru is a respectable person in the society after mother and father. According to our Vedas Guru is a third God. In olden days they were given importance for shravana, Dhyana and Asana. All types of information are there in Vedas. Yoga is a greatest gift of India to the world. Yoga has its origin in the Vedas, texts that were heard by ancient sages in their state of meditation, and hence are known as srutis. The great sage Vyasa organized the Vedas in a systematic manner. Hence he is known as Veda Vyasa.
Now we are living in the technological world. Vast changes are occurring in day to day life of human being. The effect of Television, Telephone, Radio, Computer, Internet and Mobile is very much in our daily life. Even today also teacher is a role model for the students in the society. Teaching profession is a respectable job in the society. But there are enormous changes were occurred in the system of education.
Western culture is increased. Because of globalization we see everything in the form of commercial. But it is not good. Teacher is a nation builder. The development of any country depends upon its educational system. Any type of development is possible through education.
The concept of curriculum can be perceived as a connective link between teacher and student, organized in such a way to achieve goals previously set by the teacher, the learning organization or by the curriculum specialists.
            Curriculum is a means to the education. While education is learning, curriculum signifies situations for learning. While education deals with ‘how’ and ‘when’, Curriculum deals with ‘what’ education is a product, curriculum is the plan.
Teacher Education
Teacher education is an integral component of the educational system. It is intimately connected with society and is conditioned by the ethos, culture and character of a nation. The constitutional goals, the directive principles of the state policy, the socio-economic problems and the growth of knowledge, the emerging expectations and the changes operating in education, etc. call for an appropriate response from a futuristic education system and provide the perspective within which teacher education programmes need to be viewed.
When India attained freedom, the then existing educational system was accepted as such because it was thought that an abrupt departure from the same would be disturbing and destabilizing. Thus a predisposition to retain the system acquired preponderance and all that was envisaged by way of changes was its rearrangement. Consequently, education including teacher education largely remained isolated from the needs and aspirations of the people. During the last five decades certain efforts have been made to indigenize the system. The gaps, however, are still wide and visible. The imperatives for building the bridges may be as follows:
- To build a national system of teacher education based on India’s cultural ethos, its unity and diversity synchronizing with change and continuity.
- To facilitate the realization of the constitutional goals and emergence of the new social order.
- To prepare professionally competent teachers to perform their roles effectively as per needs of the society.
- To upgrade the standard of teacher education, enhance the professional and social status of teachers and develop amongst them a sense of commitment.
Scenario of Teacher Education
The need for improved levels of educational participation for overall progress is well recognised. The key role of educational institutions in realising it is reflected in a variety of initiatives taken to transform the nature and function of education — both formal as well as non-formal. Universal accessibility to quality education is considered essential for development. This has necessitated improvement in the system of teacher education so as to prepare quality teachers.
Various Commissions and Committees, Sarvepalli Radhakrishnan Commission (1948), Secondary Education Commission (1953), Kothari Commission (1964-66) etc., are appointed by the Central and the State Governments in recent decades have invariably emphasised the need for quality teacher education suited to the needs of the educational system. The Secondary Education Commission (1953) observed that a major factor responsible for the educational reconstruction at the secondary stage is teachers’ professional training. The Education Commission (1964-66) stressed that ‘in a world based on science and technology it is education that determines the level of prosperity, welfare and security of the people’ and that ‘a sound programme of professional education of teachers is essential for the qualitative improvement of education.’
India has a large system of education. There are nearly 5.98 lakh Primary Schools, 1.76 lakh Elementary Schools and 98 thousand High / Higher Secondary Schools in the country, about 1300 teacher education institutions for elementary teachers and nearly 700 colleges of education / university departments preparing teachers for secondary and higher secondary schools. Out of about 4.52 million teachers in the country nearly 3 million are teaching at the primary/ elementary level. A sizeable number of them are untrained or under-trained. In certain regions, like the North-East, there are even under- qualified teachers. As far as in-service education is concerned the situation is not very encouraging. It is estimated that on an average 40% of the teachers are provided in-service teacher education once over a period of five years. Regarding non-formal education, though a number of models are in vogue in various states in the country, much more needs to be done to prepare teachers and other functionaries for the system.
The National Council for Teacher Education (NCTE) as a non-statutory body (1973-1993) took several steps as regards quality improvement in teacher education. Its major contribution was to prepare Teacher Education Curriculum Framework in 1978. Consequently, teacher education curricula witnessed changes in teacher preparation programmes in various universities and boards in the country. A similar effort was made in 1988.
During the last decade, new thrusts have been posed due to rapid changes in the educational, political, social and economic contexts at the national and international levels. Curriculum reconstruction has also become imperative in the light of some perceptible gaps in teacher education. Teacher education by and large, is conventional in its nature and purpose. The integration of theory and practice and consequent curricular response to the requirements of the school system still remains inadequate. Teachers are prepared in competencies and skills which do not necessarily equip them for becoming professionally effective. Their familiarity with latest educational developments remains insufficient. Organised and stipulatory learning experiences whenever available, rarely contribute to enhancing teachers’ capacities for self-directed life long learning. The system still prepares teachers who do not necessarily become professionally competent and committed at the completion of initial teacher preparation programmes. A large number of teacher training institutions do not practice what they preach. Several of the skills acquired and methodologies learnt are seldom.
 
 
Definitions of curriculum, from Oliva (1997). 
Curriculum is:
      That which is taught in schools
      A set of subjects.
      Content
      A program of studies.
      A set of materials
      A sequence of courses.
      A set of performance objectives
      A course of study
      Is everything that goes on within the school, including extra-class activities, guidance, and interpersonal relationships.
      Everything that is planned by school personnel.
      A series of experiences undergone by learners in a school.
      That which an individual learner experiences as a result of schooling.
Flexibility of the Curriculum
            In India there are large number of communities living in the hilly area, the plateau area, the dessert area, plain area and costal area all having their own peculiar individuality, environment customs and needs. There fore, the same curriculum can’t be forced upon all, irrespective of their needs and environment. It must differ from locality to locality and from society to society.
            “The destiny of India now being shaped in her class rooms”. In the world based on science and technology it is education that determines the level of prosperity, security and welfare of the people (Education Commission 1964-66).
Different types of Curricula
There are eleven types of curricula
1.      Overt, explicit, or written curriculum
2.      Societal curriculum
3.      The hidden or covert curriculum
4.      The null curriculum
5.      Phantom curriculum
6.      Concomitant curriculum
7.      Rhetorical curriculum
8.      Curriculum-in-use
9.      Received curriculum
10.  The internal curriculum
11.  The electronic curriculum
Teacher Education Curriculum at Different Stages – NCTE
Teacher Education at the Pre-Primary Stage
 Objectives
·         Enabling student teachers to inculcate among children a desire to know their immediate natural environment, to love and respect it;
·         Preparing student teachers to use local resources and local contexts. 
 
Curriculum Content and Transaction
Teacher education curriculum at this stage need to develop awareness about literacy programmes, community dynamics, national and local customs, fairs and festivals and community mode of social living. It may also develop awareness of forces affecting environment including pollution, appreciation of places of historical and cultural significance and special educational features and developmental tasks contained in policies and programmes. 
Teacher Education at the Primary Stage
Objectives
·         Developing among student teachers skills for teaching integrated environmental studies, integrated social sciences and integrated science and technology;
·         Enabling student teachers to inculcate among children a desire to know their immediate natural environment, to love and respect it; 
Implications for Pre-service Teacher Education
 Curriculum Content and Transaction
It is necessary that student teachers be sensitised to the need for reducing curriculum load, organise appropriate learning experiences which are joyful in nature and related to immediate environment of the learner and help them develop and imbibe desirable values.
Teacher education programmes at this stage shall have to provide subject based orientation. Teaching and learning of mathematics would be woven around the environment of the learners so that environmental concerns are properly integrated. The activities would focus on local culture and environment using the local specific contexts and resources. Student teachers shall have to be provided with experiences to help children develop socio-emotional and cultural aspects. A realistic awareness and perspective of the phenomena occurring in the environment will have to be linked with social or scientific events. This may be accomplished by emphasizing observation, classification, comparison and drawing of inferences, conducted within and outside the classroom. 
Teacher Education at the Secondary Stage& Higher Secondary Stage
Objectives
·         Developing among student teachers awareness and sensitivity towards environment concern and promoting skills for meeting environmental challenges; 
Implications for Pre-service Teacher Education
Academic Stream
In addition, concerns like ecological imbalances, environmental degradation also have to be studied in their socio-cultural-economic context. 
 
 
 
Addressing Special Educational Needs of Learners
Education of the Gifted and Talented: Major Thrusts
Objectives
·         Enabling student teachers to develop among the gifted and talented students social responsibility and commitment to the society and the environment; 
In-Service Education of Teachers
Objectives
·         Enabling teachers to be sensitive to gender and environment-related issues. 
Need of Curriculum Changes in Teacher Education
            India has thousand years of tradition and culture. Educational institutions were called as Ashramam and teacher was called as Guru. A tremendous change was occurred in our daily life. Due to globalization now the educational system is affected totally. Now the educational institutions give importance for technical education. Teacher is a national builder. He has a capacity to change the society. By knowing the importance of technology, communication skills, National Council of Teacher Education (NCTE) introduced a separate subject on technology known as ‘Educational Technology’ at both B.Ed and M.Ed levels. Computer Education, Communicative English, Personality Development are also introduced at B.Ed. level. Now we are facing so many problems like terrorism, poverty and high-population. We want such type of curriculum which improves peace, non-violence, positive attitude and values in the society. By inculcating these things in teacher education curriculum, we will get positive change in the society. Our National Education Policy (1986) and other Education Committees and Commissions were also given importance for quality teacher education. But it is our duty that to follow such type of curriculum. By conducting national seminars, workshops and conferences it is important to collect eminent scholars attitude towards importance of curricular change in the present scenario. There are many recommendations about curriculum change, but they are not in practice.
Guidelines/Suggestions
Ø      The present curriculum format of teacher education at different levels, pre-primary, elementary and secondary education is generally based, apart from others on Foundation Courses, which includes philosophical, sociological and psychological perspectives of education. The intention is that the teacher must have a conceptual understanding of the field of education, its significant concerns which are relevant for political, social and cultural development of the nation so that the teacher is just not responsible only for performing “knick knacks” of the task of teaching but is also imbued with the perspectives of creating individuals who can apply their minds to the diverse situations that obtain in the field of education. It is the Foundation Courses which provide a lot of scope for being recast to lay focus on discussion on the issues listed in the preceding chapters. Apart from others, it can re-look at the existing curriculum and divide it into appropriate cluster of topics which include the core elements of the NPE and the Constitutional concerns related to non-discrimination. Other areas of equal relevance for development of the ideas are the internship in teaching and working with the community.
Ø      The type of exercises for developing the values related to non-discrimination as given in the chapters on sex/gender, caste/tribe, disability, etc. could become the central themes of co-curricular and extra-curricular activities of the teacher education institutions. It is not the intention to repeat the listing of those activities here in this chapter; a reference can be made to these activities in the appropriate chapters in which they have been listed.
Ø      It could also be helpful to plan orientation programme on teacher education on this theme. The seminars could familiarize the teacher educators with strategies for operationalizing the teaching-learning dimensions relevant to the theme. An effective way to institutionalize the concept is to incorporate it in the elementary and secondary pre-service teacher education curriculum. This could be supplemented by a suitable co-curricular programme which should aim at offsetting some of the shortcomings in the curricular approach especially in terms of attitude and value development.
Ø      What is needed is a vigorous advocacy with state educational agencies, teacher education institutions and university departments of education for conscious inclusion of such components in the curricula.
Ø      In order to overcome the disadvantage of fragmented treatment of the theme, it is suggested that an independent comprehensive unit comprising familiarization with the Constitution of India and its concerns as impinge on education should be incorporated in the elementary and secondary teacher education courses.
Ø      In India, evaluation system influences the educational process especially the quality of classroom teaching significantly, and as such a separate unit of educational imperatives of Constitution will ensure due importance and weightage to the theme in the classroom teaching.
Ø      A great deal depends on the ingenuity and dedication of teachers and teacher educators in achieving anything substantial through education. If the concerns are handled with sincerity and purpose, they could definitely bring about the desired transformation in the educational system through teacher education.
Conclusion
Today we are in a technological world where things are happening fast. Parents and teachers would like to be getting results fast. India has kept pace in science and technology with forward nations but we have shown slower pace in our value system even when we have a strong heritage of human values.
An overview of the context and concerns as discussed earlier, teacher’s profile and general and specific objectives would define the boundaries of a curriculum framework. The perceived characteristics of the envisaged curriculum framework would include the following:
- Reflects the Indian heritage, acts as an instrument in the realization of national goals and fulfills aspirations of people.
- Responds to the latest developments in the field of education.
- Establishes integration of theory and practice of education.
- Provides multiple educational experiences to teachers.
- Enables teachers to experiment with new ideas.
- Ensures inseparability of pre-service and in-service education of teachers.
- Sets achievable goals for various stages of teacher education.
According to Swami Vivekananda Teacher gives knowledge and bright future to his students. He always trying to help students and encourages good habits not only in the students but also in the society. Teacher is a backbone for country’s development. The influence of teacher is more in the student life. Any type of social development depends upon its educational system. So it is very important to give prime priority for Teacher Education Curriculum. It is very important to give place to science and technology in Teacher Education Curriculum. Then surely India will become powerful and rich country in the world.
References
1.      Saxena N.R., Mishra B.K., Mohanthy R.K. ‘Teacher Education’, Surya Publications, Near Govt. Inter College, Meerut, First Edition, 1998.
2.      http://www.ncte-in.org/
3.      http://www.aponline.gov.in/
4.      http://www.ncert.nic.in/
 
*****
 

Pros and Cons of Online Education for the World Citizen

Education
David W Morris asked:


More and more young people are choosing non-traditional education to start and advance in their careers while completing and furthering their formal education. “Typical distance learners are those who don’t have access to programs, employees who work during scheduled class hours, homebound individuals, self-motivated individuals who want to take courses for self-knowledge or advancement, or those who are unable or unwilling to attend class” (Charp, 2000, p. 10). Three key elements surround the online learner: technology, curriculum, and instructor (Bedore, Bedore, & Bedore, 1997). These elements must be keenly integrated into one smoothly and operationally functional delivery tool.

While an online method of education can be a highly effective alternative medium of education for the mature, self-disciplined student, it is an inappropriate learning environment for more dependent learners. In order to successfully participate in an online program, student must be well organized, self-motivated, and possess a high degree of time management skills in order to keep up with the pace of the course. For these reasons, online education or e-learning is not appropriate for younger students (i.e. elementary or secondary school age), and other students who are dependent learners and have difficulty assuming responsibilities required by the online paradigm.

Millions of students use e-learning solutions in over 140 countries: corporations such as Kodak and Toyota and education providers like ExecuTrain, New Horizons, the Enoch Olinga College (ENOCIS), Phoenix University amongst the hundreds of schools and colleges.

Studies have shown student retention to be up to 250% better with online learning than with classroom courses. Several recent ones have helped frame the debate. The Sloan Consortium published a widely distributed report titled “Growing by Degrees: Online Education in the United States in 2005” that examined the growing prevalence of online education across U.S. institutions.

In addition, a study conducted by the Boston-based consulting firm Eduventures found that, while about half of institutions and more than 60 percent of employers generally accept the high quality of online learning, students’ perceptions differ. Only about 33 percent of prospective online students said that they perceive the quality of online education to be “as good as or better than” face-to-face education. Ironically, 36 percent of prospective students surveyed cited concern about employers’ acceptance of online education as a reason for their reluctance to enroll in online courses.

But what actually drives quality? A March 2006 report released by the U.S. Department of Education’s Office of Postsecondary Education identifies six quality indicators: mission, curriculum and instruction, faculty support, student and academic services, planning for sustainability and growth, and evaluation and assessment.

The debate rages on while the Pros and Cons of Online Adult Education for today’s international students are constantly analyzed to determine if this type of education platform can deliver predictable and measurable results.

The Enoch Olinga College (ENOCIS) is one institution which uses this type of delivery system. ENOCIS enhances their learning experience by offering many other “value added”, cost reducing benefits to students. Online pupils can apply for scholarships available to students of excellence and other financial aid programs like the Parent Loan for Undergraduate Students (PLUS), with attractive interest rates. They also provide convenient payment facilities, on line banking, Western Union Quick Collect, bank cards and a student who is granted a loan can start repaying it after two months if they have a corporate guarantor.

Pros of Online Education:

The key advantages of the online education experience are briefly explained below:

1. Cheaper: Online courses may be more affordable than those offered at colleges or trade schools. You may also save on transportation costs like gas, bus passes, and parking permits because you don’t need to commute to school and there are no housing or meals plans to worry about since you do not need to live on or near a college campus. Housing expenses and other costs associated with living expenses are usually the most expensive aspects of a college education, so by taking an online course you could save quite a bit of money. The best part of online education is the absence of travel and immigration problems.

2. More Convenient: By taking courses online, you’re able to decide when you study and for how long. You are also able to schedule your studying around your work or social schedule.

Since you’re not bound to a classroom, you may do your work wherever you have access to a computer and the internet. You’ll be able to set your own pace and decide exactly how fast you want to go over the material. Take online courses when you need them, not based on some college’s annual or semester schedule. You can learn when you need it (Just-In-Time)

3. Flexibility: with no set class times, you decide when to complete your assignments and readings. You set the pace. In some programs, you can even design your own degree plan. The online students can carry out their private or official work, along with the online education. They can allot more time in the topics, which they feel comparatively hard and vice versa. The speed of learning depends solely upon the students.

4. Technology: With the help of the scientific technology, students can do their online education at any place. The only mandatory pre-requisite is the availability of computer along with an internet amenity.

5. Availability: distance-learning opportunities have exploded over the past few years, with many accredited and reputable programs.

6. Accessibility: with an online course, you can work on the course just about anywhere you have computer access. Your learning options are not constrained by your geographic location. The new virtual classrooms have created a myriad of learning opportunities for global learning and education center. On line education is a new era experience adapting to the needs of the world citizen.

7. Self-Directed: you set your own pace and schedule, so you control the learning environment.

8. Time Spent in Classroom: now you can take a course on just about any subject without ever having to be in, or travel to, a classroom so you have very little wasted time. Note, however, that some distance-education programs still do have an in-class component and normally to receive a fully accredited US university degree an international student must spend one or two semesters on campus.

9. High Quality Dialog: Within an online asynchronous discussion structure, the learner is able to carefully reflect on each comment from others before responding or moving on to the next item. This structure allows students time to articulate responses with much more depth and forethought than in a traditional face-to-face discussion situation where the participant must analyze the comment of another on the spot and formulate a response or otherwise loose the chance to contribute to the discussion.

10. Student Centered: Within an online discussion, the individual student responds to the course material (lectures and course books, for example) and to comments from other students. Students usually respond to those topics within the broader conversation that most clearly speak to their individual concerns and situations resulting in several smaller conversations taking place simultaneously within the group. While students are expected to read all of their classmates’ contributions, they will become actively engaged only in those parts of the dialog most relevant to their needs. In this way, students take control of their own learning experience and tailor the class discussions to meet their own specific needs. Ideally, students make their own individual contributions to the course while at the same time take away a unique mix of information directly relevant to their needs.

11. Level Playing Field: In the online environment learners retain a considerable level of anonymity. Discriminating factors such as age, dress, physical appearance, disabilities, race and gender are largely absent. Instead, the focus of attention is clearly on the content of the discussion and the individual’s ability to respond and contribute thoughtfully and intelligently to the material at hand.

12. Synergy: The online format allows for a high level of dynamic interaction between the instructor and students and among the students themselves. Resources and ideas are shared, and continuous synergy will be generated through the learning process as each individual contributes to the course discussions and comments on the work of others. The synergy that exists in the student-centred virtual classroom is one of the unique and vital traits that the online learning format posses..

13. Access to Resources: It is easy to include distinguished guest experts or students from other institutions in an online class as well as allow students to access resources and information anywhere in the world. An instructor can compile a resource section online with links to scholarly articles, institutions, and other materials relevant to the course topic for students to access for research, extension, or in depth analysis of course content material in the global classroom.

14. Creative Teaching: The literature of adult education supports the use of interactive learning environments as contributing to self-direction and critical thinking. Some educators have made great strides in applying these concepts to their on ground teaching. The nature of the semi-autonomous and self-directed world of the virtual classroom makes innovative and creative approaches to instruction even more important. In the online environment, the facilitator and student collaborate to create a dynamic learning experience.

Cons of Online Education:

Briefly explained are some factors that could negatively affect your success with distance learning courses:

1. The Technology:

a. Equity and Accessibility to Technology: Before any online program can hope to succeed, it must have students who are able to access the online learning environment. Lack of access, whether it be for economical or logistics reasons, will exclude otherwise eligible students from the course. This is a significant issue in rural and lower socioeconomic neighbourhoods and educating the underserved peoples of the world. As far as Internet accessibility is concerned, it is not universal, and in some areas of the United States and other countries, Internet access poses a significant cost to the user. Some users pay a fixed monthly rate for their Internet connection, while others are charged for the time they spend online. If the participants’ time online is limited by the amount of Internet access they can afford, then instruction and participation in the online program will not be equitable for all students in the course. This is a limitation of online programs that rely on Internet access. Equity of access to learners of all backgrounds and parts of society

b. Requires New Skills/Technologies: if you’re not computer-savvy or are afraid of change or new technologies, then online education will probably not work for you. The online students are required to learn new skills, such as researching and reviewing the internet.

c. Computer Literacy: Both students and facilitators must possess a minimum level of computer knowledge in order to function successfully in an online environment. For example, they must be able to use a variety of search engines and be comfortable navigating on the World Wide Web, as well as be familiar with Newsgroups, FTP procedures and email. If they do not possess these technology tools, they will not succeed in an online program.

d. Limitations of Technology: User friendly and reliable technology is critical to a successful online program. However, even the most sophisticated technology is not 100% reliable. Unfortunately, it is not a question of if the equipment used in an online program will fail, but when. When everything is running smoothly, technology is intended to be low profile and is used as a tool in the learning process. In downtime situations of broken systems the technology is neither seamless nor reliable and it can detract from the learning experience.

2. The Institution: Many online education facilities are relatively new with many courses and hence, lack in modern instructors for instructing the new curriculum. Estimates show that there is still a need for an increase of more 50% of qualified instructors for online education.

b. The Administration and Faculty: Some environments are disruptive to the successful implementation of an online program. Administrators and/or faculty members who are uncomfortable with change and working with technology or feel that online programs cannot offer quality education often inhibit the process of implementation.

3. The Facilitator: Lack of Essential Online Qualities: Successful on-ground instruction does not always translate to successful online instruction. If facilitators are not properly trained in online delivery and methodologies, the success of the online program will be compromised. An instructor must be able to communicate well in writing and in the language in which the course is offered.

4. Perceptions/Reputation: while slowly changing as more and more mainstream colleges and universities embrace distance learning, there still is a stigma attached to distance education to the student’s interaction in the online education. Some of the students believe that, there are few opportunities with regards to face-to-face interactions and feedbacks.

5. No Instructor Face Time: If your learning style is one where you like personalized attention from your teachers, then online education will probably not work for you.

6. Little Support: students are expected to find their own resources for completing assignments and exams, which is empowering for some, but daunting for others. There is little support and limited guidelines provided in on line education system.

7. Lacking Social Interaction: while you often interact with classmates via email, chat rooms, or discussion groups, there are no parties or off line get-togethers.

8. No Campus Atmosphere: part of the traditional college experience, of course, is the beauty of the campus, the college spirit, but you have none of that with distance-education courses. Since you’re not on campus or in classes, you may lack opportunities to meet other students.

9. Making Time: if you are a procrastinator or one of those people who always needs an extra push to complete work, you may have a hard time making time for your online classes. On line learning requires new skills and responsibilities from learners

10. Academic honesty of online students: requires a new mindset to online assessment. Most education experts agree that rote memory testing is not the best measure of learning in any environment and new measurement and evaluation tools are evolving.

11. Types and effectiveness of assessments: The importance of outcomes in online learning cannot be over emphasized. Does the program have measurable results? Are students learning what you say they should be learning? Then there are institutional outputs: course completion rates, job placement rates (if that’s the goal of the institution), graduation rates, student success on third-party tests, and student satisfaction scores.

These factors, both the pros and cons, contribute greatly to making an informed decision about the direction of your career path and how you are going to accomplish your goals: on line, in the classroom or a combination of both.

Institutions and companies that use continuing education to meet their needs also face similar decisions. Institutions that deliver online education are confronted with a series of challenges, including the search for good faculty, use of technology, and provision of adequate student services.

The Sloan Consortium report “Growing by Degrees: Online Education in the United States in 2005” found that 64 percent of chief academic officers and faculty believe that it takes more discipline for a student to succeed in an online course than it does in a face-to-face course.

More and more major business and industry is turning to on line continuing education as a viable and cost effective resource for training its personnel. Hilton Hotel has 380 hotels worldwide and is represented in 66 countries.

When you weigh the benefits and advantages of on line adult continuing education the cost of study and flexibility of scheduling tip the scales of programs like the Enoch Olinga College, Capella and Phoenix University’s distance learning program on line adult continuing education is becoming a world wide respected form of education.

However, as with any situation, there are both pros and cons with the concept of online education and the benefits of the virtual or global classroom. You may want to evaluate both before you decide on an online education program. By examining the advantages and disadvantages, you will be able to make a more informed decision. But, at the end of the day, online learning is independent learning. A lot of structure has been put into online programs, but it still comes down to a learner sitting in front of a computer by him or herself. The knowledge you receive or the benefits it will generate either in development of self esteem or increasing earning capacity will depend sole upon you the student.

Home School Education – Advantages And Disadvantages

Education
Tammy Carter asked:


Why Parents Choose a Home School Education

An increasing number of children today are receiving a home school education. The reasons for making the choice to homeschool their kids varies from family to family but there are three main reasons why parents are removing their children from the public school system and giving them a home school education.

The first reason is that the public education system in the United States is struggling to provide a proper education for the nation’s children with out of date text books, run down school buildings and inadequate equipment. Provision of a home school education enables the parents to have control over the quality of the educational materials used by their children and the general conditions in which they are educated.

The second reason is that parents wish to assume more control over the influences their children will be exposed to. This is often on the basis of religious grounds but, very often, it is simply because a home school education will ensure the child learns the values upheld by the family and is taught from an early age what behavior is appropriate. Unfortunately, many public schools have a poor reputation for instilling good discipline in students. This often results in badly behaved children disrupting lessons and preventing their peers from getting the full benefit of classes. Discipline and the upholding of proper standards of behavior is an important part of a home school education.

The third reason many parents choose to give their children a home school education is fear for their safety. Violence is on the increase everywhere and the public school system has not escaped this trend. Violence in the public education system is getting worse and the individual acts of violence are more serious. Since the shocking events at Columbine High School there have been further tragedies involving firearms where teachers and students have been injured or killed. A home school education ensures the safety of children who would otherwise be seriously at risk of harm.

The Disadvantages of Opting For Homeschooling

Providing a home school education is not simply a matter of parental choice. In most cases the state education board of the state in which the family resides will have to approve a decision to give a child a home school education. The person taking on the responsibility of homeschooling must be certified to be a home teacher, the curriculum must follow the state curriculum, and the text books and other educational materials to be used must be approved by the state. Although this might seen like undue interference in what is a matter of personal choice, the state has a responsibility to ensure that all children receive an adequate standard of education and checks will be made to ensure that any child being kept away from public school is being properly educated.

A home school education might mean that a child is deprived of certain opportunities which would have been available within the public school system. There could be difficulties in providing facilities for athletic children to realize their potential. Musically talented children could be similarly disadvantaged. In some states there is provision for children receiving a home school education to take part in amenities such as being able to attend sports lessons and join after-school clubs. However, the level of assistance provided to homeschooling parents is not uniform and varies a lot from state to state.

The final potential disadvantage to affect children receiving a home school education is that they will not develop the social skills which will be important as they grow up. Social interaction with their peers and with adults outside the family is essential if a child is going to grow up with a properly balance personality and a reasonable level of social skills. These developmental issues can be fairly easily overcome if the child lives in a state where homeschooling parents are given support and the child receiving a home school education is accepted into classes and extra-curricular activities.

The decision to keep a child out of the public education system is not one any parent would make lightly and any weighing up of the pros and cons must take into account the level of support the state will provide. However, if the public school system continues to deteriorate, the number of children receiving a home school education is bound to increase.

Online Education Benefits, It’s Great!

Education
Budingest asked:


Have you heard about free online education? Well, if you search the Internet, you can come across many online schools and institutes offering free online education. You can sit back in your comfy home and get a degree that you are looking for long. The most important part is that you do not have to spend hefty sum when you are going for online education.
Online Learning serves all your needs
Online education can be categorized in two categories. You can go for free online learning as a part of self study or may be as assistance to your regular course. This may be part of your assignment or a school project. Another facet of free online education is when you get yourself enrolled for a degree or a certificate course through an online institute. In every case, free online education is a great help for many people today.
Learning made easy with free online education
For those who cannot quit their jobs for studying further, online education is a great solution. And when it comes free of cost, it becomes all the more easily to get. There are number of good universities and colleges that let you get free online education. The education online has solved the problems of those who want to continue their education but cannot go for regular colleges due to restrictions of time and money. When you take up any course online you have full assistance of the teachers and professors. So you do not lack any kind of teaching help when you go for free education online. The online institutes have developed virtual class rooms that are great to help you learn fast. With the assistance of online aids like e books, audio video tutorials, you will not find it hard to grasp things. You can interact with other students who are studying the similar course via forums and question answer sections on the college web site. All this helps you to get the clear picture of the subject matter of the online course.
Free online education via universities
A great news for those who are looking for free online education is that many reputed universities such as the Boston University and the University of Massachusetts has a lot of free course materials over the Internet. These sources are reliable, so there is no harm in getting free online education through them. But one of the biggest problems with free online education is that there is no one who can evaluate you as such. You have to evaluate yourself to know how much you are gaining from the online education. If you have the ability to evaluate yourself then there is no harm in going for these online courses. Many people are not able to make it with the online education as they lack competition while learning which is there when you go for class room study.
Free online education is great for those who cannot afford to get education at good centres. You can get good education in the privacy of your home and without spending a good sum. With little caution, you can get advantage of these online learning programs.

Continuing Education: Its Benefits in Global Development

Education
David W Morris asked:


Global Development and Continuing Education:

In most fields of study and societies, continuing education courses are a standard part of the curriculum. Continuing Education programs help students stay up to date with accessible and a relatively easy method of acquiring new information related to the changes, methods, breakthroughs and research in their field of expertise and general global development The Enoch Olinga College (ENOCIS) is one such project continuously strives to address these ever changing needs of global change focusing on training students paying special attention to cultural and intellectual background.

For many reasons, most people take an education break and don’t complete their degrees. This hiatus causes students to lose confidence and with time, even forget the study material contents. A Continuing Education course helps these students regain this self esteem and confidence in their skills helping them to complete their education.

Most continuing education courses students take are related to their previous field of study. Besides, boosting the confidence of the individual, continuing education courses also help the person to pursue the profession of his choice and form a solid career base.

Continuing Education – A key to Success:

Continuing education courses are provided in numerous subjects. These courses are also available online, in colleges and on the Internet. Online courses are the most popular amongst adult education students, because they not only facilitate communication opportunities between student and faculty but also because courses may be taken at hours convenient to them.

The origin of The Enoch Olinga College (ENOCIS) learning model can be traced to the Sons of David Foundation (SOD) which advanced the funds to create this new paradigm in learning.

Although, continuing education courses are available online, it does not mean that a student has to sit at home and study. Because of the transportability of continuing education courses and their ease of use with modern technology, on line study has generated a lot of enthusiasm. Numerous seminars and conferences are set up by educational institutions to facilitate this new and innovative interactive platform.

Continuing education courses are also used in traditional colleges and have become core material in such recognized institutions as Purdue, DeVry and Phoenix University. Although, these courses cannot be considered the same as a traditional college education, a pupil can use on line course as an adjunct to their college studies. Large numbers of recognized institutions have mushroomed up which broadens the course offerings. Courses are structured especially to address the experienced study groups and adults. In fact, on university transcripts there is no notation as to whether a class was taken on line or in a classroom environment. A degree from an accredited university is a valid degree whether on line or on campus.

Most of the courses available through on line continuing education are fields of study which are constantly evolving and regularly have new scientific breakthroughs. These on line courses actualize materials students have already learned. Traditionally, these courses don’t have a lot of introductory material because it is assumed that pupils already have knowledge about the fundamentals of the topic.

ENOCIS – a Class apart:

The duration of the continuing education courses are varied. They also have flexible hours to accommodate the needs and the requirements of the working professionals. Continuing education courses are a window of opportunity to majority of the people, who have a dream of graduating and fulfilling their career goals. Continuing education online also helps professionals to remain up to date in their field, making sure that their knowledge does not become obsolete.

There are some institutes which stand apart from the rest such as Enoch Olinga College, which helps the student in the preparation of real life experiences, helping their education not only to benefit the student but also society and family.



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